One of the most important principles to becoming wealthy is to spend less than you earn. This sounds easy enough, but in practice it can be hard to do. This article looks at the challenges to spending less than you earn and offers some tips to overcome these.
First I want to look at those [...]

Deadlines. Speaking in public. Buying Christmas presents. Peak hour traffic. An unsatisfying job. Financial problems. Relationship woes. These are just a few examples of things that cause stress in our lives.
Before I go any further, it should be pointed out that stress can be a positive. Often, as in the example of a student sitting [...]

Ok I admit it… I was an Internet lurker. By this, I mean that I was one of those people who read discussions on forums and message boards but never participated. As someone who now enjoys making a contribution on the Internet, I thought I would take a look at some lessons I have learnt.
Firstly, [...]

I was thinking the other day that our taste in music is very revealing of our state of mind. As I have changed over the past 5 years from being sad and depressed to being happy my taste in music has also completely changed.
My 2 favourite bands as a teen were Tool and the Smashing [...]