Who Do You Work For?

Who Do You Work For?

Many of us would love to work for ourselves but such a step is unlikely, if not entirely impossible.  The problem with working for ourselves isn’t that we cannot do it, it is that our perspective on what it means to be our own boss is slightly skewed.  What if I...

8 Important Money Reminders

Ok, I have a confession. I went a little crazy on the spending in December.  Perhaps it was the new credit card I received early in the month. Or maybe it was the new job conveniently located opposite a mall. I don’t know. What I do know, however, is that a...

The Truth About Debt and Dreams

Does debt cripple dreams? Or is it the very thing that makes them come true? My first real experience with debt was a credit card I got back in 2003. I was traveling overseas for 10 months, and a credit card was both a way to access funds whilst away and a safety net...

10 of the Best Ways to Spend Your Money

How you spend your money is your business. What you may like to consider, though, is that your spending habits can often affect your level of happiness. And what you initially think may make you happy – the new car, bigger house, and large screen TV – may...

The Latte Factor

As I wrote about about in  Spend Less Than You Earn, one of the keys to getting rich is to take control of your spending. In The Automatic Millionaire, author David Bach explains how the Latte Factor may be holding you back from getting rich. The big idea behind the...

Why You Should Spend Less Than You Earn

One of the most important principles to becoming wealthy is to spend less than you earn. This sounds easy enough, but in practice it can be hard to do. This article looks at the challenges to spending less than you earn and offers some tips to overcome these. First I...