Digging Deep Inside to Get Out of Debt

Digging Deep Inside to Get Out of Debt

Do you have a spending problem? Chances are you don’t. Whenever I hear people talk about how they are in debt because of a spending problem, I tell them they don’t have a spending problem but rather a personal problem. What do I mean by this? We overspend because...
Who Do You Work For?

Who Do You Work For?

Many of us would love to work for ourselves but such a step is unlikely, if not entirely impossible.  The problem with working for ourselves isn’t that we cannot do it, it is that our perspective on what it means to be our own boss is slightly skewed.  What if I...
8 Important Money Reminders

8 Important Money Reminders

Ok, I have a confession. I went a little crazy on the spending in December.  Perhaps it was the new credit card I received early in the month. Or maybe it was the new job conveniently located opposite a mall. I don’t know. What I do know, however, is that a...
The Truth About Debt and Dreams

The Truth About Debt and Dreams

Does debt cripple dreams? Or is it the very thing that makes them come true? My first real experience with debt was a credit card I got back in 2003. I was traveling overseas for 10 months, and a credit card was both a way to access funds whilst away and a safety net...
10 of the Best Ways to Spend Your Money

10 of the Best Ways to Spend Your Money

How you spend your money is your business. What you may like to consider, though, is that your spending habits can often affect your level of happiness. And what you initially think may make you happy – the new car, bigger house, and large screen TV – may...